All-in-one business software, without the agency layer
Five subscriptions that do not talk to each other is not a stack, it is a tax. Fynl.io puts the whole job in one portal for one monthly price.
What you are probably paying for now
A CRM, a scheduling tool, an invoicing tool, a website builder and an email tool is a normal setup for a small business — and it is normal for those five to cost more than $200 a month between them, while still leaving you to copy the same customer between them by hand.
- CRM and pipeline — contacts, tags, smart lists, and a drag-and-drop pipeline. Every website form lands here as a lead.
- Calendar and booking — a page clients book into, with reminders.
- Quotes, contracts and invoices — send a quote, take a deposit, invoice the balance.
- Your Gmail inbox, inside — the whole thread sits on the contact instead of in a separate app.
- Websites and forms — build the page, and the enquiry arrives in the same system.
- Automations — the follow-up you keep meaning to send, sent.
What it costs
| Plan | Price | Who it is for |
|---|---|---|
| Starter | $49/month per business | One business, all six tools |
| Agency | $149/month | Unlimited sub-accounts, for people running several businesses or clients |
No setup fee. We import your contacts and pipeline for you.
The AI runs on your own API key
Most platforms resell AI to you with a margin on top. Fynl does not. You connect your own Claude or ChatGPT API key, you pay the model provider directly at their rates, and Fynl charges nothing on that usage. You keep the key, and you can revoke it whenever you like. An API key is not the same as a ChatGPT Plus or Claude Pro subscription — those only work inside their own apps. You create the key on the company's developer site (console.anthropic.com or platform.openai.com) and pay only for what you use; Claude Max plans include monthly API credits you can put toward it.
In practice the AI writing, summarising and drafting inside the portal costs you cents rather than a per-seat add-on. For a whole team of AI agents that drafts replies, follow-ups and posts on a schedule, see AI agents for your kind of business (an add-on, $19.99 a month).
What it does not do
No SMS text messaging and no phone calls yet. If your business runs on texting today, say so before you switch — we would rather tell you now than have you find out in week two.
Why most all-in-one platforms do not fit
The big ones are built for agencies reselling software to clients, so the pricing, the vocabulary and the onboarding all assume a middleman. If you are the business, you end up paying for a layer you never use.
Questions
How many tools does it actually replace?
Six: CRM and pipeline, calendar and booking, quotes and invoices, website and forms, email inbox, and automations.
Is there a contract?
Monthly. No setup fee.
What about text messaging?
Not yet. That is the main thing Fynl does not do.
Bring everything under one roof
CRM, calendar, quotes, invoices, website and email — with the AI on your own Claude or ChatGPT API key.
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